Terms of Use — Piggy Points

The short version

The agreement is with the parent who holds the account. Children use the app under your supervision and are not party to it.
Family Pro is an auto-renewing subscription bought through Apple. It renews until you cancel in iOS Settings, and deleting the app does not cancel it.
Points and rewards are symbolic. They are worth nothing outside your household, cannot be exchanged for money, and we do not fulfil rewards — parents do.
Your photos stay yours. We store them only to run the app, and you can delete them at any time.

1. Who this agreement is with

This agreement is between BrainLayer Inc. ("BrainLayer", "we"), a Florida corporation at 7901 4th St N, Ste 300, St. Petersburg, FL 33702, and you — the adult who created and holds the Piggy Points account.

You must be old enough to enter a contract where you live, and you must be a parent or guardian of the children you add.

Children are not party to this agreement: A child signs in with a family code you give them. They have no account of their own, they cannot buy anything, and they are not agreeing to anything here. You are.
You are responsible for your household's use: That includes the child profiles you create, the chores and rewards you define, and how the app is used on your family's devices.

2. What Piggy Points is

Piggy Points is a chore-and-reward app for families. You define chores and rewards, children earn points for the chores they complete, and you approve what they have done. That is the whole product — there is no social network, no messaging with anyone outside your household, and nothing is public.

Free plan: The free plan is a complete, working app for a starter household rather than a trial. It is capped on how many children, chores, rewards and parents a household can have; the app tells you the current limit when you reach one.
Family Pro: An optional subscription that removes those limits and unlocks the extras described in the app at the time you subscribe.
The app will change: We add, change and occasionally remove features. We will not remove something you are actively paying for without telling you first.

3. The Family Pro subscription

Bought through Apple: Family Pro is an auto-renewing subscription purchased with Apple In-App Purchase. Payment is charged to your Apple Account when you confirm, and Apple — not BrainLayer — handles the transaction.
Price and period are shown before you buy: The subscription length and the price for that length are displayed on the purchase screen before you confirm.
A free trial converts unless you cancel: Where we offer a free trial, it turns into a paid subscription automatically when it ends, unless you cancel at least 24 hours before that. Any unused part of a free trial is forfeited if you subscribe during the trial.
It renews until you cancel: Your subscription renews automatically, and Apple charges the renewal within 24 hours before the current period ends, unless you turn off auto-renew at least 24 hours before then. Cancel in iOS Settings › your name › Subscriptions. Deleting the app does not cancel your subscription.
Refunds are Apple's: Apple handles all billing and refund requests under the App Store terms you accepted with them. We cannot issue refunds for an App Store purchase, though we will help you reach the right place.
Family Sharing: Family Pro can be shared with your Apple Family Sharing group where the App Store supports it.
Price changes: We may change the price for future periods. Apple will notify you and, where the App Store requires it, ask for your consent before a changed price is charged. A period you have already paid for is never affected.

4. Points and rewards

This section matters more than its length suggests, so it is worth being blunt about it.

Points are symbolic and live only inside your household: A point is a number your family agreed on. It exists to help a child see progress, and it means whatever your household decides it means.
Points have no monetary value: They are not money, not e-money, not a gift certificate, not a voucher, not stored value, and not a security. They cannot be exchanged, cashed out, transferred between households, sold, or redeemed for money, goods or services from BrainLayer. They are not property, and no balance is a debt we owe you.
Rewards are yours, not ours: A reward is a promise between a parent and a child — extra screen time, a trip to the park, an item the child is saving up for. We record it; we never provide, fund, guarantee, or deliver it. Whether and how a family honours a reward is entirely between the members of that family.
Balances can change or disappear: A parent can award points at any time, and can take back points that were granted for a chore they later revoke. Balances are also lost when a child profile or the account is deleted, and we do not restore them. Nothing here entitles anyone to compensation for lost points.

5. Photos and other content you add

It stays yours: You and your family keep ownership of everything you add — chore proof photos, profile photos, chore and reward names.
The licence we need to run the app: You grant BrainLayer a limited, non-exclusive, revocable licence to store, process and display that content solely to operate Piggy Points for your household — for example, storing a proof photo so you can review it and showing it back to your family. The licence ends when the content is deleted. It covers nothing else.
No public sharing exists: The product has no way to publish, share, or expose your family's content to anyone outside your household. We do not use your photos for advertising, for training any model, or for any purpose beyond running the service, and no facial recognition or analysis is performed on them.
You control deletion: You can delete any proof photo, replace or remove a profile photo, and delete a child profile or the whole account from inside the app. Deleting destroys the files themselves. How long we hold things, and what happens on deletion, is described in the privacy policy.
We can remove content: If content breaks these terms or the law, we may remove it. Where it is safe and lawful to tell you, we will.

6. The AI suggestion feature

Family Pro includes an optional second opinion on a chore you are drafting: whether the points look fair, whether it suits the age you selected, whether attaching a reward is a good idea at all.

It is informational only. It is not parenting, medical, psychological, educational or financial advice, it is generated automatically, and it can be wrong. You decide what to assign to your child — the suggestion has no authority and changes nothing on its own. What we send to the AI provider, and what we do not, is set out in the privacy policy.

7. Using the app properly

The short version: use it as a family chore app, and leave other families alone.

Do not reach for what is not yours: No attempting to access another household's account, data, photos or points, and no probing the service for a way to.
Do not abuse the service: No automated or scripted use, no overwhelming the service with requests, no interfering with anyone else's use of it.
Do not take the app apart: No reverse engineering, decompiling or deriving source code, except exactly as much as the law where you live gives you the right to do regardless of this clause.
Do not break the law with it: No unlawful use, and nothing that harms a child — including any content that would be abusive or exploitative.

8. Ending the agreement

You can leave at any time: Delete your account in the app. If you are the only parent, this erases the whole household — every child profile, chore, reward, point and photo. This is immediate and cannot be undone.
We can suspend or end an account: If an account breaks these terms or the law, or puts other people at risk, we may suspend or terminate it. Where it is reasonable to do so, we will warn you first and give you a chance to put it right.
Subscriptions after termination: Ending the agreement does not by itself cancel an App Store subscription — cancel that in iOS Settings. Refunds remain Apple's to decide.
What survives: Sections 4, 5, 9 and 10 continue to apply after the agreement ends.

9. Disclaimers and limits on liability

The service is provided as it is: We work to keep Piggy Points running and accurate, but we provide it "as is" and "as available", without warranties of any kind — express or implied — including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement. We do not promise that the app will be uninterrupted, error-free, or that it will suit any particular family.
What we are not responsible for: We are not responsible for how a family uses the app, for whether a reward is honoured, for what a child does or does not do, or for parenting decisions you make with or without the app's suggestions.
Limit on liability: To the fullest extent the law allows, BrainLayer is not liable for indirect, incidental, special, consequential or punitive damages, or for lost data, lost points, or lost profits. Our total liability for any claim relating to Piggy Points is limited to the greater of the amount you paid us in the twelve months before the claim arose, or twenty US dollars.

Some places do not allow the exclusions or limits above. If you live somewhere that does not, they do not apply to you to the extent your local law says so, and nothing here removes any consumer right you have that cannot be waived — including any statutory guarantee or remedy.

10. Governing law, changes, and contact

Governing law: These terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws rules. Any dispute goes to the state or federal courts located in Pinellas County, Florida, and we each agree to those courts. If your local consumer law gives you the right to bring a claim where you live, this clause does not take it away.
Changes to these terms: We may update these terms. When a change is material we will tell you in the app or by email before it takes effect, and the date at the top of this page will always show when the current version was published. Continuing to use Piggy Points after a change takes effect means you accept it. If you do not, delete your account.
Privacy: What we collect and why is a separate document — the privacy policy — and it forms part of your agreement with us.
Contact: BrainLayer Inc., 7901 4th St N, Ste 300, St. Petersburg, FL 33702, United States. Write to [email protected] for anything about these terms, your subscription, or your data.